Fred is a cum laude graduate of Cornell University (1982) and a graduate of Harvard Law School (1987). Since 1989 Fred has been involved with the First National Bank of America and its holding company (collectively, “First National”). He has been involved in First National’s purchase of tax liens, seller-carryback notes, loan portfolios, and the origination of both conforming and non-conforming residential loans. In 2002 Fred was recognized as one of the country’s 10 leaders in the private mortgage (seller-carryback) industry.

Fred is also the principal screenwriter of a feature film set against the backdrop of the so-called Scopes Monkey Trial (1925) entitled Alleged. This movie is a romantic drama that focuses on a young reporter in Dayton who finds himself increasingly caught in a web of lies involving the trial, his home town, the media (especially H.L. Mencken), and eugenics.